The Solicitor - The FindLaw UK Life, Family and Workplace Law Blog

Motoring law: Continuous Insurance Enforcement begins

Yesterday (20 June) the new Continuous Insurance Enforcement law came into action which aims to target uninsured drivers.

Previously, motorists who were caught driving an uninsured vehicle were prosecuted, but now it is an offence to keep an uninsured vehicle even if it is parked, unless the vehicle is declared off-road.

Motorists whose cars are found to be uninsured will receive a letter from the Driver and Vehicle Licensing Agency (DVLA) which gives them an opportunity to buy insurance, or declare their car off-road (SORN), before they are punished with either a £100 fine, wheel clamping, having their car seized and destroyed and even court prosecution.

Speaking about the new law, road safety minister Mike Penning said: "An estimated 1.4 million drivers are flouting the law by driving without insurance. This is a serious offence and results in accidents that cause about 160 deaths each year - and more than 23,000 people are injured by uninsured drivers. It also adds around £30 per year to honest drivers' motor insurance policies.

"We know who the registered keepers are with vehicles that have no insurance and letters will be dropping onto their doormats from this week. It's no longer a case of if you will get caught but when you will get caught."

Uninsured motorists who are caught out by the new law will receive a criminal record and also will find they have higher insurance premiums in the future.

The DVLA and the Motor Insurers' Bureau will work together to identify uninsured motorists, using the motor insurance database. Motorists can also check their insurance status online.

Related links:
Read more on this story (Which?)
Read about contesting fixed fine tickets (FindLaw)
Find local motorist solicitors throughout the UK (FindLaw)