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Landlords: 12 Things To Consider

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1. Your mortgage

Many mortgage agreements state borrowers need written consent from lenders before they rent out property. 

Take a look at your mortgage agreement or ask your mortgage lender directly to find out whether you need consent.

2. Screening tenants

Visit the website, which provides and avoid .

3. Written tenancy agreement

Having a signed tenancy agreement will make it easier to deal with any disputes, should they arise.  Find a who specialises in landlord-tenant law for advice.

4. Energy Performance Certificate

All new rental properties in the UK now require EPCs.  Rules vary by jurisdiction.  For more information, read (England and Wales), or visit (Northern Ireland) or (Scotland).

5. Property license

are subject to mandatory licensing by local authorities.  Again, rules vary by jurisdiction.  Click on a link below for further information:

6. Local authority registration

Scottish landlords must register with their local authorities.  For more information, visit

England, Northern Ireland, and Wales do not have mandatory landlord registration schemes, but that .

7. Gas & electrics

Landlords must maintain all gas appliances and arrange and pay for an annual safety check by an engineer certified by (Great Britain and the Isle of Man) or (Northern Ireland and the Channel Islands).  For more information, read

In addition, landlords should ensure the electrical system and all appliances are safe to use.  For more information, read

8. Fire safety

All landlords must comply with UK fire safety regulations.  For more information, read and LACORS' .

9. Repairs, maintenance, & health and safety

Rules on repairs and maintenance vary by jurisdiction:

10. Rental deposit protection

In England and Wales, almost all deposits should be protected by a Tenancy Deposit Protection Scheme (TDPS).  For more information, visit .

Scotland passed legislation to introduce mandatory TDPS in 2006; however, the Scottish Government has delayed implementation and encouraged landlords to join a voluntary accreditation scheme instead.

Currently, there is no mandatory TDPS in Northern Ireland, but the Northern Ireland Executive recently announced it is being considered.

11. Property management companies

All of the above legal responsibilities should be dealt with before you let your property.  If you do not have time to do everything, you should consider paying a property management company to do it for you.

12. Landlord Insurance

Obtain comprehensive landlord insurance to protect your property.

** Additional Information & Advice **

For comprehensive information and advice about becoming a landlord, you should seek out a solicitor who specialises in .  You can be in your area for free via solicitor matching services, which can also help you to understand the best course of action and whether you are ready to hire a solicitor.

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